Fort Polk  Transportation

• $15,000 of bodily injury coverage per person.
• $30,000 of bodily injury coverage per accident.
• $25,000 of property damage coverage.

Remember, you can always opt to purchase higher coverage limits for greater protection.

Insurance and Vehicle Registration

You must have valid liability insurance in order to register your car or renew your registration

The LA Office of Motor Vehicles (OMV) will verify your car insurance electronically if you:

• Register a car bought from a dealer.
• Renew your registration online.

You must provide proof of insurance if you:

• Register a car bought from a private individual.
• Go to an OMV office to renew your registration.
• Transfer an out of state title.

The main reasons you might face penalties with regard to insurance are:

• You are unable to provide proof of current insurance.
• Your policy has been canceled.
• There's been a lapse in your policy.

Proof of Insurance

The Louisiana OMV has several ways to verify your auto insurance:

• Car insurance companies must notify the OMV of canceled or expired car insurance policies.
• You must show proof of insurance if stopped by a police officer or involved in an accident.

Proof of insurance can be shown with:

• An insurance card (or copy) issued by your car insurance company.
• An image of your insurance card on a mobile device.
• The declaration page of your insurance policy.
• The insurance policy itself.

If you are caught driving without proof of insurance, a police officer can either:

• Remove your license plate and give you a Temporary Vehicle Use Authorization, allowing you to operate your car for 3 days to give you time to provide proof of insurance to the Office of Motor Vehicles.
• Impound your vehicle.

Car Insurance Cancellation

Your auto insurance company can cancel your insurance policy within 60 days of purchase.

If your policy is canceled, they must notify you within:

• 10 days, if it's canceled because you didn't pay your premium.
• 20 days, if it's canceled for a traffic violation, accident, or any other reason.

After 60 days, your car insurance policy can be canceled ONLY if:

• You do not pay your insurance premium.
• You make a false claim.
• You or someone in your home gets a driver's license or vehicle registration suspension.

Again, your insurance company must notify you of any cancellation or non-renewal:

• Within 10 days if it's canceled because you didn't pay your premium.
• Within 30 days by certified mail if it's canceled for any other reason.
• No later than 20 days prior to expiration if they aren't renewing your policy.

If your policy is not renewed, you can request the reason in writing and expect a refund of any pre-paid premiums within 30 days.

Installation Regulation and Registration

ID Cards --All military personnel, dependents, contractors and vendors are required to register through Defense Biometric Identification System (DBIDS). This system immediately alerts officers that person is authorized access to the installation. For more information, call 337-531-7303 or 337-531-1746.

Corvious: NOISE/QUIET HOURS
Resident, other authorized occupants and guests will not disturb the peaceful enjoyment of the community. Resident shall keep the volume of any radio, stereo, TV, musical instrument or electronic device in their Home or vehicle sufficiently reduced at all times so as not to disturb other Residents. Residents shall not conduct or permit vocal or instrumental practice or instruction at the home without prior written consent of the Neighborhood Office. As per Command Policy Memorandum DES-02 – Noise Abatement; quiet hours are from 2200 to 0500 Sunday evening – Friday morning and 2400 to 0600 Friday evening - Sunday morning and should be observed by all residents and their guests that reside or visit homes at Fort Polk. Residents are required to control their pets to avoid disturbance during the quiet hours as defined above as well as from becoming a nuisance due to prolonged or frequent barking.

Weapons Registration -- All personnel residing on post must register their privately owned weapons within three working days. A weapon is defined as all firearms, pellet guns, BB guns, knives with blades in excess of 3.5 inches, and archery bows. Items such as switchblade knives, Chinese fighting instruments (throwing stars, nunchakus), and explosive devices are prohibited.

For registration each applicant must submit the make, model, caliber, and barrel length of each weapon. The actual weapon need not be brought in. Individuals residing in family housing may retain their weapons in their quarters after registration. Residents of troop barracks must store their weapons in their unit arms room.

State and local laws regulate the operation of motor vehicles, and these laws can vary by location. Many states regulate the following:

• Seatbelt use
• Child safety seats
• Motorcycle operation
• The use of cellphones and other digital devices while driving

Learn more about motor vehicle laws in your state at the Distraction.gov State Laws page.

You and your passengers must always wear seatbelts while driving, you will be ticketed and issued heavy fines if seatbelts are not secured. State law requires that all children under 60 pounds be properly restrained in child seats. Some states also require younger, smaller children to sit in the back seat.

Motorcycles and their operators are subject to special laws. If you own and operate a motorcycle, you must comply with those laws. Visit the State Department of Motor Vehicles website for more information.

Many States and local jurisdictions have strict laws about the use of cell phones and other digital devices while driving. Research these laws on the State Department of Motor Vehicles website. Tickets will be issued and fines assessed for violating these laws. Play it safe and always use a “hands free” device if you must use a cell phone or other PDA while driving. Hands-free devices must be used while operating a motor vehicle on ALL military installations worldwide.