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Contact information for key programs and services at this installation.
Resources are available to help you understand and manage your finances, including one-on-one financial counseling to assist you and your family with financial readiness. Services are designed to focus on money management issues throughout your active-duty lifecycle and into retirement. Financial readiness educational opportunities range from basic planning to long-term investing. Check out the information below to see what’s available at your installation.
Financial Assistance – Financial Readiness Program
Your first stop to discuss your financial future should be with your personal financial counselor at the U.S. Army Garrison-Miami. The personal financial counselor is ready to explain and assist with Thrift Savings Plan investing, becoming debt-free, repairing or establishing credit, explaining the pros and cons of purchasing a home and developing a retirement financial plan. When preparing for your permanent change of station move, being financially prepared is priceless. Speaking with your current installation personal financial counselor to develop a PCS move budget may not be a bad idea! Members moving from overseas are reminded that Cost of Living Allowances, Overseas Housing Allowances and other overseas entitlements will stop at some point once you arrive at your new duty station. If these entitlements continue once you arrive stateside, inform your finance office immediately. Additionally, PCS moves are expensive and your new Basic Allowance for Housing may not start the month after you arrive at your new duty station. You must be financially prepared to pay several initial expenses at your new duty station which can include the first month, last month and a security deposit for rental properties. Ensure you plan for increased out-of-pocket costs during your move. You should keep all receipts because certain conditions may change a non-refundable expense to refundable.
The Financial Readiness Program assists military personnel, civilian employees, retirees, survivors and families seeking help with issues related to personal finances and include the following topics:
Emergency financial assistance through military relief and aid societies
Emergency financial assistance to eligible applicants through agencies such as Army Emergency Relief, Air Force Aid Society, Navy-Marine Corps Relief Society and Coast Guard Mutual Assistance. Visit their websites for more information on how to apply for assistance.
If you have a financial emergency during your PCS, contact your servicing aid relief organization and your gaining unit.
The cost of living in Florida is $2535, which is 1.13 times more expensive than the average in the United States. Florida ranked 11th most expensive and 19th best state to live in the United States. The average salary after taxes in Florida is $4,205, which is enough to cover living expenses for 1.7 months.