Financial Assistance

The Wright-Patterson Military and Family Readiness Center has financial workshops available to assist with budgets, a Temporary Spending Plan, identity thief, credit and debt management, homebuying, investment planning, retirement planning and more.

All classes are open to military, civilians, retirees and their family members as long as they have a base identification card and access to the base. Walk-in services are available from 7:30 a.m. to 4:30 pm, Monday through Friday.

Financial stability is an essential ingredient to an easier move. There are many things that you can do to insure financial stability for you and your family.

Be sure to set up your direct deposit as soon as possible so you can be certain there aren't any hiccups with the system. 

If you don't already have Sure Pay (direct deposit into your checking or savings account), you might consider it. It will prevent having to chase your paycheck all over as it tries to catch up with you en route. If you don't already have an allotment set up for your family, be sure to do so before any military separation so they will have funds while you are gone.

Always discuss your finances with your spouse and family members. Military members are called away from family on very short notice sometimes. If your spouse or other family members aren't aware of your obligations, they may have severe difficulties trying to cope with the creditors and other financial problems that may arise. Construct a notebook with all the necessary information such as account numbers, addresses, balances, payment due dates and telephone numbers to contact creditors. Include your investment and insurance information also.

There are times when you will not receive your bills until after the normal 30-day payment time period. By having this information available, you will be able to pay all creditors on time and maintain an excellent credit rating. This notebook will prove a valuable tool wherever your travels take you. Provide information to your spouse and family members on the services provided by the Wright-Patterson Military and Family Readiness Center.

First-Term Airmen

Wright Patterson Air Force Base requires all airmen living in the dorms to complete a spending plan with a staff member at the A&FRC before receiving approval to move off-base. A mandatory first-term airmen's Financial Management and First Duty Officer's Financial Management Class is scheduled for all new members.

Advance Pay

Sometimes the family will request advance pay to help with the extra expenses of the permanent change of station. Enlisted service members and officers are normally asked to have a spending plan completed with the Personal Financial Readiness program before advance pay is approved. This allows the member and their family time to construct a spending plan to include the extra debt and make sure the extra expense will not cause a financial hardship. Even though the advance pay is received at zero interest, you will still have this extra debt that may cause the family considerable financial stress. Advance Pay request will be generated through your current installation's finance office. 

Government Credit Card

During your PCS and other temporary duty travel, you may have the need to use the government travel credit card. Please be aware, this account is only to be used for official TDY and PCS expenses. You have received your orders stating what has been allocated for your travels. If you misuse the government travel card, you will be disciplined. Family members are not permitted to use the Nations Bank government card. You, as the service member, are responsible for its use.

Dayton Metro Market Overview Data through May 31, 2015. The median home value in Dayton Metro is $99,400. Dayton Metro home values have declined -1.1% over the past year and Zillow predicts they will rise 2.9% within the next year. The median rent price in Dayton Metro is $776, which is lower than the Ohio median of $895.

Cities in the Dayton metro area:

• Beavercreek 
• Troy 
• Kettering 
• Xenia 
• Fairborn 
• Huber Heights
• Riverside
• Trotwood
• Dayton 

Temporary Living Expense

Temporary Living Expense is used to partially offset lodging and meal expenses when a member and/or dependents need to occupy temporary lodging in continental U.S. in conjunction with a permanent change of station. It is payable when temporary lodgings are occupied. The temporary lodgings must be in the vicinity of the old and/or new permanent duty station and/or in the vicinity of the designated place.

Available government quarters to include temporary lodging facilities must be used as a temporary place of residence. Receipts are required to support the lodging costs.

On-base temporary lodging costs approximately $70 per night at the Wright-Patterson Inns.