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Department of the Air Force
Financial Programs – Military and Family Support Center - McGuire
3435 Broidy Road
McGuire AFB, NJ 08641
Resources are available to help you understand and manage your finances, including one-on-one financial counseling to assist you and your family with financial readiness. Services are designed to focus on money management issues throughout your active-duty lifecycle and into retirement. Financial readiness educational opportunities range from basic planning to long-term investing. Check out the information below to see what’s available at your installation.
A PCS move can be one of the most exciting and rewarding parts of a military career; new places, new faces and new challenges. However, for the service and family member who is not prepared, a PCS move can be a very unhappy time.
Most of the unhappiness is caused by money problems associated with the PCS move. The following are some tips to make your PCS less stressful.
Your Community Readiness Consultant at the Military and Family Support Center is ready to assist you with most of your financial needs. Budgeting lies at the foundation of every financial plan. Unlike what you might believe, budgeting isn't about restricting what you spend money on and cutting out all of the fun in your life. It really is about understanding how much money you have, where it goes, and then planning how to best allocate those funds.
If you need assistance with budgeting, credit, and other financial matters please contact the M&FSC and request an appointment with one of our consultants.
A variety of Financial Workshops are available at the Military and Family Support Center. Please call to obtain dates and times. Also, you may register for select workshops by going to www.gomdl.com and clicking on the JB MDL Resilience box on left. Below is a sample of our most popular workshops, all geared to have you in charge of your financial future. If a workshop is not listed that you are interested in please contact the M&FSC.
New workshops are always being added:
Lakehurst has trained Command Financial Specialist's assigned to most commands. The Command Financial Specialists can work with you to prepare a personalized budget and spending plan.
In the event of a financial emergency there are Emergency Relief Agencies on the installation to assist.
Emergency assistance usually combines an assessment of the emergency situation and an evaluation of the personal budget to arrive at a decision to make an interest free loan, a grant, or combination of both. Financial assistance is given when a qualifying individual cannot otherwise pay for specific basic needs essential to continued personal effectiveness as a military member.
Air Force Aid Society
The Air Force Aid Society Office is located in the Military and Family Support Center, 609-754-3154.
Army Emergency Relief
Army Emergency Relief is located in 5428 Delaware, Dix, 609-562-4245.
Navy-Marine Corps Relief Society
The Navy and Marine Corps Relief Society is located at Bldg. 158 Berry Road, Lakehurst,732-608-3444. Appointments only, no walk-ins.
American Red Cross
For emergencies that occur when you are away from a military base, please contact the ARC at 1-877-272-7337.
Advance pay is a "loan" on income not yet earned, and it must be paid back within 12 months. Although it seems like a good idea and you can afford it now, things could change during that year placing you in a financial bind. Before taking advance pay, carefully consider your budget so you can determine if this new debt is your best option.
JB MDL is considered a high-cost-living area. The cost of off-base housing and car insurance is extremely high in this area. If you plan to rent off base, be prepared to pay 1 1/2 month's rent as a deposit, plus the first month's rent to lease an apartment. Single family homes to rent are difficult to find at reasonable rates (within BAH). Apartments, town homes and condominiums are easier to find within or close to BAH.
Other than housing and car insurance, the cost of living is average when compared with other areas of the US. There is no sales tax on food or clothing. Fresh produce at country markets during growing season are sold at low prices for excellent quality. Columbus Market is about 15 minutes from Dix and McGuire and about 40 minutes from Lakehurst.
Temporary Lodging Expense is paid to partially offset lodging and meal expenses when a member and/or dependents need to occupy temporary lodging in during a CONUS PCS.