Financial Assistance

Managing your financial affairs in the military can be a big challenge, especially if you are new to the service. There are frequent moves, unexpected deployments, schools, and temporary assignments that require you to become a good money manager. Financial guidance is offered to those experiencing money management difficulties or for those who wish to be in control of their finances.

Navy/Marine Corps Relief Society (NMCRS)

Navy/Marine Corps Relief Society can work with you to prepare a personalized budget and spending plan designed to make your life a little easier. When the servicemember can afford to repay, financial assistance is provided as an interest-free loan, which is normally repaid by allotment. If repayment would cause a hardship, assistance may be provided as a grant or a combination of grant and interest-free loan. NMCRS does not, however, assist with the purchase of non-essentials, nor does it supplement the income of persons who live beyond their means.

The Personal Financial Management Program (PFM)

Provides personal financial education, training, counseling and information and referral.  A solid understanding of your personal financial situation will give you a better chance of achieving financial success during your career and helping build confidence in facing financial challenges and responsibilities.  These services are free of charge.  Contact your local Personal Financial Management Assistance Program at 910-449-4979 for assistance.

When planning your travel, your permanent change of station entitlements are going to be loaded onto your Government Travel Charge Card, allowing you to use GTCC for those expenses associated with your transportation and lodging required to PCS.

Jacksonville, NC is considered to be a low cost of living area. Jacksonville has a cost of living index rating slightly lower than that if the nation at 93 due mostly to low housing costs making up 35% - far below the national average 43%. Utility costs are also relatively low owing most likely to its cooler climate and cheaper sources of energy such as natural gas allowing for citizens with an affordable option while having access to similar amenities found citywide regardless where one calls home. Transportation makes up 10 percent, groceries 11%, healthcare 8% contributing further towards lower living expenses when compared with many other U.S cities.