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United States Army
171 Haley Avenue
Hunter Army Airfield, GA 31409
Resources are available to help you understand and manage your finances, including one-on-one financial counseling to assist you and your family with financial readiness. Services are designed to focus on money management issues throughout your active-duty lifecycle and into retirement. Financial readiness educational opportunities range from basic planning to long-term investing. Check out the information below to see what’s available at your installation.
Soldiers are often reluctant to ask for assistance, and yet there are state and federal programs in place to assist soldiers and family members. By using these programs, families can save a few hard-earned dollars for use in other areas of household management. Financial Readiness provides information, eligibility guidelines, referral and/or registration for the following assistance programs:
Family Subsistence Supplemental Allowance (FSSA) -- This program increases a member's BAS by an amount intended to remove the member's household from eligibility for benefits under the U.S. Dept of Agriculture's Food Stamp Program.
Food Stamps -- Monthly benefits that help households buy the food they need to maintain good health. For most households, food stamps are only part of their food budget; they must spend some of their own cash along with their food stamps in order to buy enough food for the month.
Headstart -- A preschool program for eligible children that focuses on social development. Age requirements are prenatal to 4 years old.
Low-Income Energy Assistance Program (LEAP) -- Provides assistance by paying a portion of your monthly heating bill. This program starts in November and ends in April.
Women, Infants & Children (WIC) -- Provides nutrition education and special foods such as iron-fortified infant formula, milk, cheese, eggs and other nutritious foods to pregnant and breast feeding women, infants and children up to age 5.
The ACS Financial Readiness Program focuses on improving the client's personal financial skills, such as budget development and financial planning. It also provides informational services on developing a spending plan, managing personal finances, evaluating assets and liabilities, and improving a client's ability to perform as an informed consumer.
Budget Counseling allows a client to meet with a financial counselor to discuss the management of personal finances. The counselor develops a financial analysis to determine the household's monthly living expenses and a budget is established, with an emphasis on managing personal finances and tracking spending habits. Budget counseling also offers assistance in bankruptcy counseling, purchasing an automobile, and repaying creditors.
Call ACS to speak with our Financial Readiness Counselors at 912-315-6816.
Cost of Living in Savannah, Georgia and Georgia in general is lower than the national average meaning it is an affordable place to live. There is no Cost of living Allowance (COLA) for Fort Stewart, Georgia. Temporary Lodging Expense (TLE) is authorized for a limited amount of time. Contact the finance office for procedures dealing with TLE. Guest quarters on post have 2 full beds and are $44 per night. Each room has an additional charge of $5 per night per guest over 1 year of age and a nonrefundable fee of $45 for pets and an additional charge of $3 per night per pet.
Hotels in the area have an average cost of about $75 per night for one room with two double beds. Average costs for renting ranges from low 400's to lower 1,200's depending on size and type of housing. Purchasing a home averages from $35,000 to $850,000 depending on size and type. Average monthly utility payments can be as high as $450.
The state of Georgia requires motor vehicle owners and lessees to maintain continuous mandatory liability insurance coverage of at least the minimum limits in order to drive on Georgia roads or highways. The minimum liability limits set by the state are bodily injury liability of $25,000 per person, $50,000 per occurrence and property damage liability of $25,000 per occurrence.
Who Is Eligible for AER? -- Active soldiers, single or married & their dependents; ARNG and USAR soldiers & dependents on continuous active duty for more than 30 days; and surviving spouses or orphans of soldiers who died while on active duty or after they retired.What Can AER Do? -- AER can assist with emergency financial needs for:
AER also provides undergraduate-level education scholarships, based primarily on financial need to children and soldiers.
Emergency assistance during transit may be needed. If so, call Red Cross at 1-877-272-7337. If you have a medical emergency, go to the nearest hospital for treatment. If the emergency will delay your arrival to check-in at Fort Stewart, contact the Reception Center at 912-767-0115 for assistance and to let them know of your situation.
Another possible solution to financial hardship is to draw Advanced Pay when you get to your receiving duty station. When taking this option into consideration, you must realize that the payments to repay the advanced pay will be automatically deducted from your military pay, reducing future pay for several months.