Financial Assistance

The Army Community Service Financial Readiness Program (ACS) offers many classes/workshops and information about community resources if you need financial assistance.

The Financial Readiness Program can show you ways to start saving for your upcoming move. Options are available to request an advance from your finance office to be used for temporary lodging, housing costs and deposits at your new duty station. Just remember, advances must be repaid, but planning ahead and preparing will help you make a successful move a lot less financial stress.

The Financial Readiness Program counselors are available to provide individual budget and debt counseling.

Clients who have a time-sensitive Emergency Travel request or need help using the AER portal during office closures, weekends, or holidays can contact an After-Hours Caseworker by emailing: soldierportalhelp@aerhq.org.

When first arriving to Fayetteville, soldiers and their families are often surprised by the initial outlay of dollars required to get established in the community. Waiting time for government quarters can be upwards of 18 months, depending on the family size and time of the year that you complete a Permanent Change of Station (PCS). Families are often required to rent a temporary dwelling until they can obtain on-post quarters. Area rental agencies usually require a deposit equal to one month's rent as well as the first month's rent and the last month's rent up front. Start saving now to prepare. Contact the Financial Readiness Program to learn great ways to get started! The FRP can be reached by calling 910-396-2507 or 910-907-3673.

Car Insurance

Official NCDMV: Vehicle Insurance Requirements (ncdot.gov)

All vehicles with a valid North Carolina registration are required by state law (G.S. 20-309) to have continuous liability insurance provided by a company licensed to do business in North Carolina.

Out-of-state policies are not accepted.

Liability insurance protects drivers and their families against injuries and property damage caused by the negligence of other drivers who might have limited, minimum or no liability insurance.

To avoid fines and fees, an individual should not cancel their insurance until they have surrendered their license plate to the N.C. Division of Motor Vehicles.

North Carolina law (G.S. 20-279.21) also requires insurance coverage for uninsured/underinsured motorists, as well as minimum bodily injury and property damage limits. This is required for all policies, even if they exceed the minimum requirements.

In North Carolina, it is mandatory to have car insurance. The minimum amount of liability insurance required is $30,000 bodily injury for each person, $60,000 total bodily injury for all persons in an accident and $25,000 for property damage. Make sure you have uninsured motorist coverage when obtaining your coverage.

For additional information, contact the Army Community Service Financial Readiness Program at 910-396-2507 or DSN 312-236-2507.