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United States Army
ARMY COMMUNITY SERVICE FINANCIAL READINESS PROGRAM (FRP)
201 Lindquist Road
Fort Stewart, GA 31314
Resources are available to help you understand and manage your finances, including one-on-one financial counseling to assist you and your family with financial readiness. Services are designed to focus on money management issues throughout your active-duty lifecycle and into retirement. Financial readiness educational opportunities range from basic planning to long-term investing. Check out the information below to see what’s available at your installation.
The ACS Financial Readiness Program focuses on improving the client's personal financial skills, such as budget development and financial planning. It also provides informational services on developing a spending plan, managing personal finances, evaluating assets and liabilities, and improving a client's ability to perform as an informed consumer.
Cost of Living in Hinesville, Georgia and Georgia in general is lower than the national average meaning it is an affordable place to live. There is no Cost of living Allowance (COLA) for Fort Stewart, Georgia. Temporary Lodging Expense (TLE) is authorized for a limited amount of time. Contact the finance office for procedures dealing with TLE.
Guest quarters on post have 2 full beds and are $44 per night. Each room has an additional charge of $5 per night per guest over 1 year of age and a nonrefundable fee of $45 for pets and an additional charge of $3 per night per pet. Hotels in the area have an average cost of about $75 per night for one room with two double beds. Average costs for renting ranges from low 400's to lower 1,200's depending on size and type of housing. Purchasing a home averages from $35,000 to $850,000 depending on size and type. Average monthly utility payments can be as high as $450.
The state of Georgia requires motor vehicle owners and lessees to maintain continuous mandatory liability insurance coverage of at least the minimum limits in order to drive on Georgia roads or highways. The minimum liability limits set by the state are bodily injury liability of $25,000 per person, $50,000 per occurrence and property damage liability of $25,000 per occurrence.
Emergency assistance during transit may be needed. If so, call Red Cross at 1-877-272-7337. If you have a medical emergency, go to the nearest hospital for treatment. If the emergency will delay your arrival to check-in at Fort Stewart, contact the Reception Center at 912-767-0113 for assistance and to let them know of your situation.
Another possible solution to financial hardship is to draw Advanced Pay when you get to your receiving duty station. When taking this option into consideration, you must realize that the payments to repay the advanced pay will be automatically deducted from your military pay, reducing future pay for several months.