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Department of the Air Force
Military & Family Readiness Center - Personal Financial Management Services
500 Fisher Street, Room 110
Keesler AFB, MS 39534
Resources are available to help you understand and manage your finances, including one-on-one financial counseling to assist you and your family with financial readiness. Services are designed to focus on money management issues throughout your active-duty lifecycle and into retirement. Financial readiness educational opportunities range from basic planning to long-term investing. Check out the information below to see what’s available at your installation.
The following is a list of helpful tips to make moving to Keesler financially smoother:
Free MyFICO service
A service being offered to active duty service members and spouses. If the person is considered at risk and can answer at least 2 of the following questions affirmative:
This free service is called MyFICO. Make a MyFICO appointment by calling, 228-376-8728. You will receive your credit report and credit score. MyFICO, a service only between yourself and MyFICO, will provide you with continued financial education that will later reflect the improvements achieved.
The cost of living remains high. Housing is the main reason it has become much more expensive to live in South Mississippi, experts say. Insurance costs have escalated, making it more difficult to buy a home, and rent also has gone up, though more and more apartments are being constructed. Average cost of utilities for a 3-bedroom home is approximately $125.00 to $180.00 for electricity, and $40-$60 for water.
Minimum Car Insurance Requirements
Mississippi law requires that all drivers maintain liability insurance and carry a card in their vehicles at all times showing that you have liability insurance. The minimum liability requirements are $25,000 per person (limited to a single accident), $50,000 per accident for bodily injury, and $25,000 per accident for property damage (25/50/25). Technically, you, as a Mississippi driver, can legally satisfy these requirements by:
However, for the vast majority of people, automobile liability insurance is the most effective way to protect yourself financially in case of an automobile accident. Maintaining it in your vehicle is now the law. State law says that a law enforcement officer cannot stop you solely to check if you have an insurance card, but he or she can ask you for proof of insurance during a stop for any other statutory violation. The initial penalty for failing to maintain an insurance card is $1,000 and suspension of driving privileges for one year or until the motor vehicle owner shows proof of insurance.
The Air Force Aid Society is the official charity of the United States Air Force. Interest-free loans and grants are for short-term needs or emergencies such as food, rent and utilities, car repair and emergency travel. Each case is treated individually. AFAS will try to help if the assistance falls within AFAS guidelines.
Apply online at the AFAS website or call the Keesler Military and Family Readiness Center at 228-376-8728.
The Military & Family Readiness Center offers financial counseling to Keesler personnel. All are encouraged to make an appointment prior to making any major purchase, a change in lifestyle such as marriage or divorce, or prior to moving off-base. You will be provided a budget analysis that will help you better understand what you can or cannot afford. Periodic investment seminars are also held. The Military & Family Readiness Center is located in the Sablich Center, Rm 110, and can be contacted at DSN 312-591-8728 or 228-376-8728.