Financial Assistance

Financial Resources

Protect your financial health. It is important to you and your career. Need help with finances? Military and community resources can help.

• Talk to your command financial specialist, they have tools to help and will respect your privacy.
• Visit CNRSW Fleet and Family Support Centers for valuable and confidential advice and assistance. Call our nearest location to schedule an appointment.
• Banks and credit unions on military bases are tasked to help you. Let them work for you!
• The Navy-Marine Corps Relief Society offers budget counseling and emergency financial assistance. Visit the Navy-Marine Corps Relief Society website for contact information for all locations. The Naval Base Coronado NMCRS can be reached at 619-545-4477.
• Visit Military OneSource or call 800-342-9647 for advice and assistance, 24 hours a day, 365 days out of the year.

Fleet and Family Support Center Financial Assistance

The Commander, Navy Region Southwest Fleet and Family Support Center's Personal financial Management Program goals are to:

• Provide confidential and individual financial consultations
• Assist Navy personnel in establishing and maintaining sound money management practices
• Empower service members and their families to better manage financial resources and meet financial goals by developing their skills and increasing their knowledge
• Provide a continuum of training, information and counseling services

To assist you and your family in being financially prepared, the CNRSW FFSC offers financial education workshops and consultations on topics including but not limited to:

• Money Management
• Wealth Building 
• Problem Solving
• Finance for Military Lifestyle
• Special Interest Topics
• Million Dollar Sailor/Spouse
• Command Financial Specialist 

For more information please visit the San Diego Navy Life Southwest website or contact your local FFSC Naval Base Coronado at 619-545-6071.

Fleet and Family Support Center Relocation Services

To help prepare for a move, stop by your local Fleet and Family Support Center and ask about the monetary travel allowances and entitlements. Some of these include but are not limited to:

Inside of the Continental United States (CONUS)

• Per Diem
• Monetary Allowance in Lieu of Transportation (MALT)
• Temporary Lodging Expense (TLE)
• CONUS Cost of Living Allowance
• Dislocation Allowance (DLA)
• Advanced Operating Allowance
• Basic Allowance for Housing (BAH)

Outside of the Continental United States (OCONUS)

• Per Diem
• Temporary Lodging Allowance (TLA)
• Overseas Housing Allowance (OHA)
• Move-In Housing Allowance (MIHA)
• OCONUS Cost of Living Allowance

For more information regarding allowances and entitlements, please visit the Defense Finance and Accounting Service.

If you are required to use the Government Travel Charge Card (GTCC) for your Permanent Change of Station(PCS) , please visit the MyNavy HR website.

Cost of living depends on various factors. Cost of living in San Diego is comparatively high. The median price for a one-bedroom apartment in San Diego ranges from $1500 - $3500. Two-bedroom apartments range from $3500 - $5500. Pet policies vary. Some rentals charge a pet deposit that varies based on breed, size, and number of pets.

Military Housing is another option for housing in the San Diego area. Please see the Housing Overview article in Plan My Move for more information.

Utilities

San Diego Gas & Electric is committed to providing you with safe, reliable energy and exceptional customer service. For more information on programs and services, contact SDG&E at 800-411-7343.

Energy Bill Discounts:

• Based on your income and the number of people living in your home, you may qualify to receive up to a 30% discount on your monthly energy bills.
• SDG&E can come to your home and provide a FREE screening that will educate you on being more energy efficient, and provide information on average costs for different areas.

Minimum Car Insurance Coverage

Minimum liability insurance requirements for private passenger vehicles (California Insurance Code §11580.1b):

• $15,000 for injury/death to one person
• $30,000 for injury/death to more than one person
• $5,000 for damage to property

Liability insurance compensates a person other than the policy holder for personal injury or property damage. Comprehensive or collision insurance does not meet vehicle financial responsibility requirements. Check your policy or talk to your agent or broker to verify.

California Low-Cost Automobile Insurance Program information is available on the Department of Insurance website.

Things to Keep in Mind While Transferring

When traveling, emergencies happen. Here are some resources that can assist you.

For vehicle emergencies:

• In the event of a financial emergency while in transit to your new duty station, call the American Red Cross at 877-272-7337. They may assist eligible members and families on behalf of the Navy-Marine Corps Relief Society. Once you arrive in the greater San Diego area, for information and assistance call NMCRS Navy Base San Diego at 619-767-6800, NB Coronado at 619-545-4477, Marine Corps Recruit Depot at 619-524-5734, and Marine Corps Air Station Miramar at 858-307-1807.
• If there is no military installation listed for the area, call Military OneSource at 800-342-9647.
• Dial 2-1-1 from any land line phone for a hospital, road service, or other emergency. 2-1-1 is not nationwide; however it is available in most areas.
• Alert your new command.

In case of a medical emergency involving loss of life, limb, or eye sight, go to the nearest hospital. Call TRICARE within 24 hours for authorization. For other medical care, call TRICARE before seeking medical assistance and TRICARE will assist you in locating a provider. For more information, visit their website or call your previous TRICARE region.

TRICARE West Region (HealthNet Federal Services) 844-866-9378 or visit www.tricare-west.com for medical care concerns and enrollment questions.