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United States Navy
Personal Financial Management Services JEB Little Creek
1450 D Street
Fleet and Family Support Center
JEB Little Creek-Fort Story, Building 3129
Virginia Beach, VA 23459
Resources are available to help you understand and manage your finances, including one-on-one financial counseling to assist you and your family with financial readiness. Services are designed to focus on money management issues throughout your active-duty lifecycle and into retirement. Financial readiness educational opportunities range from basic planning to long-term investing. Check out the information below to see what’s available at your installation.
The Personal Financial Management Program provides free personal financial education, training, counseling, and information and referral. These services are also available for unit training. Appointments are encouraged.
The Navy’s Personal Financial Management (PFM) implements specific requirements that establish a systemic approach to address personal financial management issues for Sailors, families and Navy commands.
Management of personal finances presents an increasing challenge to Sailors and their families. For some, the lack of basic consumer skills and training in how to wisely manage finances sets the stage for financial difficulty. Contributing factors include a high cost of living in some areas of the United States, predatory lenders/lending, high-pressure sales tactics, deceptive advertising, consumer rip-off schemes and a tendency to live beyond one’s means.
Sailors and the Navy have a joint responsibility to address personal financial obligations. Sailors have an obligation to meet the financial needs of their families and pay their just financial debts in a timely manner.
Overall, the PFM program offers information and referral, education and training, as well as financial counseling to address the financial education needs of Sailors and their families. The PFM program is to emphasize a proactive, career lifecycle approach to service members' personal financial responsibility and accountability by providing basic principles and practices of sound money management, counseling tools and referral services using a comprehensive education and training program.
Command Financial Specialist
Command Financial Specialists (CFS) are members of the naval military who are appointed by the commanding officer (CO) to provide financial education and training, counseling and information and referral at the command level. CFS is trained to establish, organize and administer the command’s finance program. The CFS should be the first stop for the military member who has questions or issues about financial readiness.
The OPNAV INSTRUCTION 1740.5D is the regulation outlining the responsibilities and functions of the CFS.