Financial Assistance

The Financial Readiness Program emphasizes personal financial responsibility and accountability by providing basic principles and practices of sound money management, counseling tools and referral services. Financial Counselors are available for those who are experiencing money management difficulties or for those who wish to be in control of their finances. A financial counselor can work with you to prepare a personalized budget and spending plan. Information and assistance is also available in areas such as military pay and allowances, savings and investments, insurance, car buying, the financial aspects of home buying and credit card management.

A wide range of classes are available, including: Car Buying, Home Buying, Holiday Spending, Vesting in Thrift Savings Plan, and Paying Off Student Loans.

To schedule an appointment with a financial counselor or to register for a workshop, call 919-722-1123 or DSN 722-1123.

When relocating, you are eligible to draw Advance Pay to assist with costs associated with a permanent change of station, but remember that repayments will be automatically withdrawn from the service member's pay monthly, which reduces your monthly income.

Often, relocating costs more than you anticipate. If you find yourself in a financial pinch, investigate loans through the Air & Space Forces Aid Society, Advance Pay or a personal loan with your banking institution. Avoid payday loans at all costs.

Becoming and remaining financially fit is critical to your success in the Air Force. Don't wait until it's too late to ask for help.

The Military and Family Readiness Center have representatives on site that can assist/advise with any financial need. If Air & Space Forces Aid is needed, we can walk members through the process, or you can access the online portal through the link below; as AFAS has gone strictly online.

Some of the programs AFAS can assist with but not limited to:

• Food
• rent/ mortgage/ utilities
• car repairs/ payments
• childcare fees
• Emergency leave grants (death or illness)
• EFMP/ Cranial helmet grants
• etc...

The AFAS can be reached at 703-972-2604.

If an emergency happens while in transit, go to the nearest American Red Cross office or call 1-877-272-7337. The Red Cross is available to also assist in a variety of emergencies.

Don't hesitate to contact these agencies should an emergency arise.

We have a certified personal financial counselor through the Office of Financial Readiness. They are here to provide a variety of financial services to our military members and their families, and just like the MFLC, they do not keep any records or report your visit to anyone.

No matter what kind of services you need or want, whether it is just a spending plan or help getting out of debt, investing or repairing your credit, the financial counselor can help. Call the Military and Family Readiness Center at 919-722-1123 for more information.

The Air & Space Forces Aid Society has the Child Care for PCS program.

Eligible members will apply through the AFAS Member Portal at: https://portal.afas.org and receive funding directly into designated bank account via Zelle or ACH to pay for the allowable child care. AFAS will provide $200 per dependent child up to age 12 (not to exceed $1,000 per family) to eligible members utilizing child care at:

• The base Child Development/Youth Center
• A Family Child Care provider home at assigned installation
• Day Care Center or Day Care Provider of your choosing (on or off the installation)

Eligibility:

• Active-duty Air Force and Space Force members
• Air National Guard and Reserve members activated under Title 10, USC for more than 15 days with a PCS order.
• Air Force and Space Force members with retirement orders, to include a Temporary Disability Retired List, Palace Chase, or when separating from Active-Duty service.

These eligibility categories are only eligible within 60 days at the departure location. Eligible dependent children must be listed on the PCS order and must be moving to the PCS location with the sponsor. Mil-to-Mil families are allowed one certificate per household. Members with an unaccompanied PCS order are not eligible, unless the dependents will be relocating to the follow-on assignment.