Financial Assistance

Monmouth County is a high-cost area and managing your money here is very challenging. Frequent deployments and numerous moves can drain the resources of service members and their families.

Financial assistance is offered for those who wish to be in control of their finances or to those experiencing money management difficulties. The Fleet and Family Support Center financial specialist can work with you to prepare a personalized budget and spending plan. Information and assistance are also available in areas such as military pay and allowances, consumer tips, savings, insurance, car buying, identity theft and credit card management.

The Navy and Marine Corps Relief Society is also available to help develop a spending plan and to provide, if necessary, grants and loans to service members and their families in the event of an emergency.

Temporary Lodging Expense

For use in the CONUS, to partially reimburse Temporary Living Expenses maximum of 10 days (for days not covered by per diem), keep receipts and discuss maximum daily allowance under Temporary Lodging Expenses with your travel clerk.  As of  June 2023, the maximum TLE amount for a hotel in this area is approximately $127 per day. Make sure you save all of your travel receipts. Current TLE rates and all of your travel entitlements, including your new Basic Allowance for Housing rates can be found on the following website.

Temporary Lodging

There are two options for temporary lodgings for transferring service members, their families and civilians, Deer Run Lodging and local hotels.

• Deer Run Lodging: Deer Run Lodging is located in a wooded area on Naval Weapons Station Earle. Patrons can choose to stay in the 22-room hotel or one of 10 fully furnished townhomes. Children under the age of 12 are not permitted to stay in the hotel with guests.
• Townhomes: Active-duty and reservists, please contact Deer Run Lodging at 732-866-2448 for pricing information. (Housekeeping is not available in any townhome units.)
• Hotel Rooms: Active-duty and reservist standard rooms. Please contact Deer Run Lodging at 732-866-2448 for pricing information.
• Local Hotels: There are many hotels in the surrounding area. Room rates vary depending upon the hotel, size of the room and time of the year

The price range for rentals vary widely from $1500 for a one-bedroom apartment to $3500 (plus) for a single-family town home or condo with two or three bedrooms. Utilities should be considered when renting community housing. The cost of electric and or gas heat has risen in the past year and can cost as much as $600+ per month. Most rentals require a one to one half-month security deposit as well as first month’s rent upfront.

The average cost of housing purchases in the Monmouth County area is $639,000.

New Jersey Minimum Requirements for Auto Insurance

All vehicles registered in New Jersey require three types of mandatory insurance:

• Liability insurance pays others for damages that you cause if you are responsible for an accident. It does not cover medical expenses.
• Personal injury protection pays medical expenses if you or other persons covered under your policy are injured in an automobile accident. Often called no-fault coverage, it pays your medical expenses if you were or were not at fault.
• Uninsured motorist coverage protects you if you are in an accident with someone who doesn’t have proper insurance coverage. Contact your insurance company for the different insurance coverage choices and rates.

Advance Pay and Travel Allowances

Drawing of Advance Pay may not be the best option when you transfer. Advance Pay will automatically be withdrawn from your pay monthly reducing your income. Ensure you talk to your travel clerk about Advance Travel Allowance. They do not have to be repaid.