Financial Assistance

The Financial Readiness Program’s mission is to provide financial literacy training and education, personal financial counseling, and Information and Referral services to assist service members and families in developing skills and strategies to fulfill their financial obligations, meet their financial goals, and maintain their financial and mission readiness. During a personalized session, our Financial Readiness Program (FRP) counselors will review your relevant documents, provide you with an individualized assessment, and work with you to develop a personalized spending plan based on SMART goals.

Common Military Training Topics:

• Birth Adoption of First Child
• Continuation Pay
• Disabling Sickness/Condition
• Divorce
• Marriage
• PCS
• Pre-Deployment
• Post-Deployment
• Promotion
• Vesting in the TSP

Ancillary Training Group Session Topics:

• Blended Retirement System
• Credit Management
• Emergency Financial Preparedness
• Home Buying
• Planning for Your Financial Future
• Saving and Investing
• Tax Preparations
• Thrift Savings Plan

Financial and Money Management Personalized Session Topics:

• Banking, Credit, and Debt Management Strategies
• Budgeting
• Consumer Decisions
• Evaluating Financial Planning
• Financing Education Goals
• Insurance Needs
• Investing
• Financial Record Keeping
• Major Purchases
• Preparing for Transition
• Retirement planning (BRS, lump sum, TSP, and SBP)
• Savings (emergencies, periodic expenses, and long-term goals)
• Tax Considerations

Information and Referral:

We work closely with our JAG office to offer Information and Referral services on the following legal affairs topics:

• Estate Planning
• Powers of Attorney, Wills, and Trusts
• Predatory Lending and Practices, including those prohibited in the Service members Civil Relief Act and the Military Lending Act
• Contract Execution and Dispute Resolution, including sales, credit and housing

Army Emergency Relief:

The Financial Readiness Program also provides support through Army Emergency Relief (AER).

AER is private, nonprofit organization established to help Soldiers and their Families in emergency financial situations due to no fault of their own. AER can assist with:

• Food
• Rent/Utilities
• Emergency transportation & vehicle repair
• Funeral expenses
• Medical/dental expenses
• Other emergency financial needs

AER partners with other military aid societies to enable local assistance for service members from the Air Force, Navy, Marine Corps, and Coast Guard. AER also provides scholarships.