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Air Force
Military and Family Readiness Center
Consolidated Support Center
O'Malley Ave., Bldg. 22026
Yigo Guam 96543
671-366-8136
315-366-8136
Contact information for key programs and services at this installation.
Resources are available to help you understand and manage your finances, including one-on-one financial counseling to assist you and your family with financial readiness. Services are designed to focus on money management issues throughout your active-duty lifecycle and into retirement. Financial readiness educational opportunities range from basic planning to long-term investing. Check out the information below to see what’s available at your installation.
The Military and Family Readiness Center can help you with many of your financial questions and concerns.
The Personal Financial Management Program is here to educate and assist you in developing financial management skills. The PFMP provides guidance with financial issues during a one-on-one appointment, which can be made by talking to the financial counselor. Classes/workshops are conducted for a broad range of financial topics such as from home buying, car buying, developing a spend plan, debt/credit management, and so much more.
Moving overseas can have a financial impact on service members and their families. While most costs are covered by the military, it is a good idea to set aside extra money that can cover miscellaneous spending that comes along with moving during a permanent change of station. Advance dislocation allowance may be possible for service members moving overseas. Contact your local finance office to see what your options are.
Miscellaneous spending that may come with moving to Guam may include pet travel, car rental, utility deposits (they can run as high as $1500 for an off-base residence) and pet quarantine fees. Off-base rentals can also require your deposit, the first month's rent plus any pet deposit fee, if applicable.
Contact your local Military and Family Readiness Center to speak with a personal finance counselor to discuss any budgetary help and concerns that you may have.
When it comes to deciding whether to open a local banking account or not, you need to consider the possibility that off-base commercial and government agencies may not accept checks from off-island institutions. Local banks and credit unions are available in the community and you can discuss your banking needs with them.
Major credit cards are widely accepted at local establishments and ATMs are available island-wide.
The cost of living in Guam is much higher compared to most places on the mainland. Due to Guam's location, resources can be limited and prices are higher.
Utility costs vary widely depending on your electrical use and the type of cooling system in your home.
Gas prices and most grocery costs are often higher off-base and can have an impact on your finances. A review and adjustment of your budget may be necessary once you move to the island.
The Military and Family Readiness Center can help you to develop a spending plan that incorporates the changes you may experience once you’ve moved to the island.
The Air Force Aid Society, the official charity of the U.S Air Force, works to support and enhance the USAF mission by providing emergency financial assistance, educational support and community programs. AFAS provides interest-free loans and grants to help with immediate needs.
AFAS also sponsors the Childcare for PCS program, which provides $200 per dependent child up to the age 12 (not to exceed $1000 per family) to eligible members utilizing childcare at: