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United States Army
ACS Consumers Affairs and Financial Planning
1501 William C. Lee Rd (inside Gate 1)
Fort Campbell, KY 42223
Resources are available to help you understand and manage your finances, including one-on-one financial counseling to assist you and your family with financial readiness. Services are designed to focus on money management issues throughout your active-duty lifecycle and into retirement. Financial readiness educational opportunities range from basic planning to long-term investing. Check out the information below to see what’s available at your installation.
If you are having trouble managing your finances, the ACS Financial Readiness Program can assist you. For ALL Services, please call (270) 798-5518. Hours of operation are Monday, Wednesday thru Friday 8:00 am to 4:30 pm, and Tuesdays 9:00 am to 4:30 pm. The office is closed on weekends and Federal holidays.
There are 3 components to the Financial Readiness Program:
Financial Counseling- Whether you are just starting your career, or are close to retirement, ACS Financial Readiness Accredited Financial Counselors are here to set you up for financial success. From setting up a spending plan and managing debt to smart investing and retirement planning, we can help you take charge of your hard-earned money. Please call 270-798-5518 for an appointment.
Financial Classes – monthly and/or upon request. Follow Fort Campbell ACS on Facebook for class schedule. Topics include but are not limited to:
Army Emergency Relief (AER) – Army's own non-profit organization.
If you need financial assistance due to no fault of your own, contact Army Emergency Relief (AER) at 270-798-5518. AER is located in the main ACS Building at 1501 William C. Lee Road (near Gate 1). For after-hours emergency financial assistance, please contact the American Red Cross (ARC) Hero Care Center at 1-877-272-7337 to speak with a Red Cross Emergency Community Specialist.
Eligibility: Soldiers on active duty and their eligible dependents, Army Reserve and National Guard Soldiers activated on Title 10 orders for more than 30 days and their eligible dependents, Soldiers retired for longevity, medical, or upon reaching age 60 (reserve component) and their eligible dependents, Surviving Spouses who have not remarried and children of Soldiers who died on active duty or died after reaching retirement eligibility.
Categories of assistance: emergency travel, natural disaster (preparation and evacuation), mortgage, rent, initial deposit, temporary lodging, food, healthcare (not covered by insurance), vehicle costs, utilities, funeral expenses for immediate dependents, basic essential furniture, appliance costs, PCS travel, and more. .
Consumer Affairs Office (CAO) – Serves as a consumer advocate for Soldiers and their families. It is a one-stop service to save money. We maintain a library of consumer materials and can assist you in making wise decisions with large purchases and contract reviews. Our office will mediate consumer complaints, review contracts prior to signing, assist with price comparison and financing information, discuss warranties and provide the client with negotiating power to make a purchase. Carfax, a report that provides a complete history on used vehicles, is available "free of charge" when purchasing used vehicles.
The Army Community Service (ACS) Financial Readiness Program provides financial management to include a permanent change of station budget, and one-on-one financial counseling for Soldiers and Families making a PCS move. The ACS Financial Readiness Program is located at the main ACS building, 1501 William C. Lee Road (inside gate 1). Contact the Financial Readiness Program at 270-798-5518 to schedule an appointment. Hours of Operation are Monday, Wednesday thru Friday 8:00 am to 4:30 pm, and Tuesdays 9:00 am to 4:30 pm.
Where the Money Might Go When You PCS:
Whenever you PCS, you are going to be faced with some unusual expenses. Be sure to plan ahead! Listed below are several expenses you will incur. You may have additional expenses besides these:
Other Financial Impact:
Where the Money Might Come From:
*Caution: Don't take or spend Advance Pay unless it is absolutely essential. You will have to pay it back through monthly deductions from your pay, which will leave you with less money to live on every month until it is paid back in full. Don't take Advance Pay just to buy something you want, like a new or car. Be even more cautious when considering Casual Pay, or an advance of wages. Plan ahead for your move. Start saving now!